New colors...

Ray is almost finished painting the dining room(living room is done). The colors are light sage(wall) and deeper sage crown molding and bottom. Here's a pic...

On interest rates.....

I am proud to say that we are re-financing our mortgage at an interest rate 2 % LOWER than our current mortgage interest rate.....not bad. Our payments will be much lower too-but I always pay extra (gotta bring down that principal!) Despite this happy news...Our house appraisal was disappointing -it went down compared to our first appraisal of this house (just 1 1/2 years ago when we moved in) ,BUT we aren't planning on moving any time soon, so we shouldn't be concerned about that so much I guess. It's sad that real estate has depreciated so much in such a short time. I guess many of us have plenty of reasons to be grateful for what we have.